Fall is one of the most exciting seasons of the year. Between pumpkin patches, football games, fall festivals, and cozy coffee shop visits, the opportunities to spend money seem endless. But without a plan, all those seasonal outings can take a toll on your budget. The good news? You don’t have to miss out—you just need to budget wisely.

Start by setting aside a “fall fun budget.” Decide what feels comfortable—maybe $50, $100, or $200 for the whole season depending on your family size and income. Write down the events and activities you want to enjoy, from buying pumpkins to tailgating at the big game. Having a clear budget helps you prioritize what matters most.

Next, look for free or low-cost community events. Many towns offer fall parades, craft fairs, or trick-or-treat nights at no cost. Parks and trails are also at their most beautiful during autumn, giving you a budget-friendly way to soak in the season. Pairing a free activity with a budgeted splurge (like hot cider at a local café) helps you get the best of both worlds.

Finally, treat seasonal splurges as planned purchases. Buying a $6 pumpkin latte every day can add up to $180 a month, but indulging once a week keeps it special and affordable. By balancing free activities with planned spending, you’ll create memories without the guilt.

Bottom line: Fall fun doesn’t have to drain your wallet. With a little planning, you can enjoy everything the season has to offer—pumpkins, festivals, and all—without stressing about the cost.