Medicare can feel overwhelming, but understanding the basics can make a big difference when enrollment season rolls around. Here's a quick breakdown to help you feel confident and in control:

🧾 Original Medicare vs. Advantage Plans

Original Medicare includes Part A (hospital) and Part B (doctor visits).
You can add Part D for prescription coverage.
Medicare Advantage Plans (Part C) are all-in-one plans offered by private insurers — often including dental, vision, and drug coverage.

📅 Key Enrollment Dates

Initial Enrollment: Begins 3 months before you turn 65 and ends 3 months after.
Open Enrollment: October 15 – December 7 (for changing plans).
General Enrollment: January 1 – March 31 (if you missed your initial window).

💡 What's Not Covered

Medicare doesn't typically cover:

Long-term care
Dental, vision, and hearing (unless included in Advantage Plans)
Routine foot care

🗣️ Get Help Navigating

There are free resources available to guide you through options — including SHIP counselors (State Health Insurance Assistance Programs) and local Medicare experts.

Choosing the right Medicare coverage means peace of mind for the road ahead. Take time to compare plans — your future self will thank you.

This article is sponsored by Hammond-Henry Hospital, proudly supporting seniors with trusted care and guidance throughout their Medicare journey.